Homeownership Program

Program Overview

Homeownership Program allows eligible voucher holders enrolled in the Family Self-Sufficiency (FSS) Program to use their voucher to purchase a home instead of renting. The program supports first-time homebuyers on the path to long-term stability and ownership.

Services

Homeownership and financial counseling

Credit education and readiness support

Guidance on savings and down payment requirements

One-on-one support throughout the homebuying process

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Eligibility

Current Housing Choice Voucher holder enrolled in the FSS Program

First-time homebuyer (no homeownership in the past three years)

At least one year of continuous full-time employment

Household income at or below 80% of AMI

For elderly or disabled participants, disability or welfare income may count

In good standing with current landlord and voucher requirements

Minimum credit score of 640

At least $1,000 in personal savings

Preference given to families enrolled in FSS for 12 months or more

Two years of continuous employment or self-employment preferred, unless elderly or disabled

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FSS@housingforhouston.com

Use your Housing Choice Voucher to buy a home

Designed for first-time homebuyers

Down payment assistance through FSS escrow savings

Federally funded homeownership opportunity